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Virtual Branch
INSTRUCTIONS FOR ENROLLMENT

THE PRIMARY ACCOUNT HOLDER'S ENTIRE SHARE ACCOUNT NUMBER (NO DASHES)
(ex. = 1234018)
THE LAST 4 SOCIAL SECURITY NUMBER DIGITS OF PRIMARY ACCOUNT HOLDER.
This will be your
PIN number. You will be prompted to change this number during
enrollment. Your new
PIN must have AT LEAST 8 alpha and numeric digits combined with at
least 2 alpha and numeric digits.
(ex. = abc53efg)  or  (ex. = 830xz814) or (ex. = bigboy71)
If you have a share draft account, after entering the account site, you will also need to enter
the micre number found at the bottom middle section of your checks during account setup.
(ex. = 123405)
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e Statements
Get Your Monthly Statement Electronically

CLECU continually strives to deliver convenient online
banking services and tools to help make the most of
your time as well as help the environment.  That is why
we encourage you to sign up for our
FREE service.  
Retrieve your monthly statement online at your
convenience, from the comfort of your home or
anywhere you have internet access.  Now there is no
need to wait for the Post Office to bring you a monthly
statement.  Not only can you save paper, but you will
have the convenience of getting your statement earlier.*
 
It is easy to enroll by logging onto the credit union's
online banking (Virtual Branch) and clicking on the Self
Services link and then e Statements.
 It only takes a
couple of minutes of your time, and you will be glad
you did.

*Beginning with your next scheduled monthly or
quarterly statement.
NOTICE OF CHANGE IN TERMS OF FUNDS
AVAILABILITY POLICY DISCLOSURES

On February 27, 2010 changes were made by the Federal Reserve
by consolidating its check processing centers such that all paper
checks will be processed through one center in Cleveland, Ohio.  
The consolidation results in the elimination of any distinction
between local and non-local checks for funds availability purposes.  
Now all checks (except foreign checks) are treated as local checks
for such purposes and will become available on the 2nd business
day after your deposit.  Longer holds may be applied (in which case
the funds will generally be available no later than the seventh
business day after the day of your deposit).
NOTICE: CHANGES IN TEMPORARY NCUA INSURANCE COVERAGE
All funds in a "non-interest bearing transaction account" are insured in full by the
National Credit Union Administration through December 31, 2012. This temporary
unlimited coverage is in addition to, and separate from, the coverage of at least
$250,000 available to members under the NCUA's general share insurance rules.

The term "non-interest bearing transaction account" includes a traditional share
draft account (or demand deposit account) on which the insured credit union
pays no interest or dividend.  It does not include any transaction account that
may earn interest or dividends, a negotiable order of withdrawal ("NOW") account,
money market deposit account, and Interest on Lawyers Trust Account ("IOLTA"),
even if share drafts may be drawn on the account.  For more information about
temporary NCUA insurance coverage or transaction accounts, visit www.ncua.gov.